Credit and debit cards – Chip and Pin or Chip and Sign?

February 14 is the final date when retailers will stop automatically letting customers sign for purchases. However, if you or any member of your family have difficulty using Chip and pin, a Chip and signature cards are still legal and can be obtained by requesting this from your card provider.

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Pension credit – are you owed money by the government?

Many people over 60 who are entitled to claim a pension tax credit are not doing so and therefore losing money to which they are entitled. Is this you? You can find out more (and obtain an estimate online) at or telephone their freephone number 0800 99 1234.

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